A Reward System
The intent of this article is to help us explore why we spend money in search of happiness. We all do it. Having a bad day because work was horrible […]
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Tax Refunds and Credit Card Debt
Tax Refunds and Credit Card Debt During tax season I get numerous phone calls from individuals who are looking to pay off or pay down debt. Below find some suggestions […]
Read More →Are You Spoiled?
Are you Spoiled? – By CCC We all say no to this question. I am not spoiled! I work hard for what I have and spend my money wisely. The […]
Read More →Mortgage Lender Tips for Analyzing Credit
Mortgage Lender Tips for Analyzing Credit This article is specifically addressed to mortgage lenders. Consumers are welcome to read but this article does involve a more complex approach to […]
Read More →Keeping Credit Simple
After eight years in the credit counseling and repair industry I’ve continuously found that lenders, professionals and consumers alike have determined credit to be intimidating. No one seems to know […]
Read More →Student Loans and Credit
Most parents of teenage kids know if you want to send your increasingly-expensive child to college you have to get your finances in order. While you don’t need to pay […]
Read More →Auto Loans and Credit
One of the number one things I tell clients who are looking to purchase a car is not to go to a dealership for financing. Dealerships “shop” your credit. This […]
Read More →Repairing Credit On Your Own
There is a commercial on TV currently who’s tag line is “Want it done right? Do it yourself!” Doing something yourself does mean that you know what happens every step […]
Read More →Balance to Limit Ratio’s – Calculating Credit Scores
One of the number one biggest factors in credit scoring, more accurately known as FICO scoring, is called the Balance to Limit Ratio. The Balance to Limit Ratio is a calculation […]
Read More →FICO Scoring and Credit Terms
Reading a credit report whether it be a free credit report or a tri-merge received from a lender can be compared to reading a foreign language. Below find terms the […]
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