Keeping Credit Simple
After eight years in the credit counseling and repair industry I’ve continuously found that lenders, professionals and consumers alike have determined credit to be intimidating. No one seems to know […]
Read More →Student Loans and Credit
Most parents of teenage kids know if you want to send your increasingly-expensive child to college you have to get your finances in order. While you don’t need to pay […]
Read More →Repairing Credit On Your Own
There is a commercial on TV currently who’s tag line is “Want it done right? Do it yourself!” Doing something yourself does mean that you know what happens every step […]
Read More →Balance to Limit Ratio’s – Calculating Credit Scores
One of the number one biggest factors in credit scoring, more accurately known as FICO scoring, is called the Balance to Limit Ratio. The Balance to Limit Ratio is a calculation […]
Read More →FICO Scoring and Credit Terms
Reading a credit report whether it be a free credit report or a tri-merge received from a lender can be compared to reading a foreign language. Below find terms the […]
Read More →How to Build & Create Credit
Credit can be a circular term. To build credit you need to get credit. But, if you have no credit you can’t get credit. If you have bad credit you […]
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