Tel: 978-771-2264
Credit & Debt ManagementEducational Seminars for Consumers and ProfessionalsConsultations

Credit & Debt Management

Learn to manage your credit and debt today. Please email or call for information.

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Educational Seminars for Consumers and Professionals

Learn how to understand your credit.

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In one hour learn how to manage your money and prepare for the future.

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DEBT COLLECTIONS / NO CREDIT REPORTING                                                               

If debt collectors are calling or writing without reporting to the credit bureaus CCC will prepare suggested responses on the consumer’s behalf. Please note these responses will always be done in writing with no communication over the phone between CCC and the debt collectors. The consumer will view all documentation before submission. It is the consumer’s choice to send the responses CCC prepares.

$30.00 Per Document Debts Under $1,000

5% Balance Due Per Document Debts Over $1,000

If the consumer disagrees with the debt demands of direct creditors and would like a written request of breakdown for these alleged debts and payment history, CCC will prepare the suggested Validation of Debt (VOD) requests. VOD requests are most effective within thirty (30) days of receiving the original bill/notice. VOD requests do not guarantee the removal of the alleged debt. VOD requests are designed to acquire a breakdown of figures adding up to the amount the creditor is claiming.


$30.00 Per Document Debts Under  $1,000

5% Balance Due Per Document Debts Over $1,000

Contact Us

We guarantee a response within two business days. Consultations rates: $40.00 for a one hour time period. Payments are due after all questions and concerns are addressed and can be […]

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Financial Advisory

With the exception of parents and an economics course or two there is very little education out there to help you understand how to manage “your” money. Each individual is […]

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Chaffin Financial is focused on offering financial management for anyone in need no matter your situation or income level. We are here to listen and help guide you through any […]

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INDIVIDUAL/JOINT Like most individuals you’ve likely filed your own taxes or gone to one of the larger companies who set up shop down the street for a few months each […]

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