Chaffin Credit Consulting is not a non-profit. This means we cannot provide you with credit counseling after a bankruptcy.
However, it also means that we can give you personalized guidance to build your credit after bankruptcy that is unique to your state, state laws, and personal situation. The credit counseling provided by non-profits after a bankruptcy is in essence a course on financial management without counsel on rebuilding credit and scoring. Most individuals believe it will take between 7 – 10 years to recover from a Bankruptcy. This is not the case. If done properly a consumer can recover from bankruptcy within 6 months for scoring and 12 months for pre-approvals.
Chaffin Credit Consulting can give you step by step instructions on how you build your scores and credit history to best suit your situation.