Tel: 978-771-2264
Credit & Debt ManagementEducational Seminars for Consumers and ProfessionalsConsultations

Credit & Debt Management

Learn to manage your credit and debt today. Please email or call for information.

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Educational Seminars for Consumers and Professionals

Learn how to understand your credit.

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In one hour learn how to manage your money and prepare for the future.

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After over a decade of meeting with clients it has been revealed that the majority of individuals do not have a clear understanding of how much money they bring in, how much they spend and where their money is actually going.

We can provide you with an all-encompassing objective report to help you understand exactly what you are doing with your money. Knowing your personal facts and figures will give you peace of mind when paying your bills or considering future purchases/investments.

For example, the average person believes they spend $400 on food/grocery shopping per month. However, what most individuals do not consider is that their food shopping is not limited to the grocery store. When you combine convenience, eating out, fast foods, coffee breaks etc some individuals have found they are spending over $2,000 per month on “luxury” food spending. With a simple analysis to find these facts and figures you can have your eyes opened and potentially adjust your life style to help pay off debts and build financial savings and find monies to invest in your future.

$450 – Base Rate (covering 5 hours of analysis, $50/hour rate for additional hours)



Most individuals hear the word “budget” and associate a negative connotation. However, budget does not mean you are taking away your happiness or severely altering your life style. Budget can mean simple money management resulting in major stress relief.

On average, after a financial analysis and budget have been provided, they can find $400 – $800 in savings per month or more. Once you know your number you can save, spend and invest without stress and doubt.

In this world we all have to learn to “play the game” if we want to succeed financially or even maintain stability. A personalized budget will be created for YOU to fit your life style and maintain a happy balanced life.

$600 – Base Rate (covering 5 hours of analysis, additional charge for extra hours)


MONTHLY CREDIT MONITORING                     

Large companies offer score tracking through a computerized system with no details or information as to why your scores are the way they are. The first week of each month Chaffin Credit Consulting will not only provide you with scoring but also your credit histories as well as personalized monthly tips to improve. You should always know what is going on with your credit. Stop guessing and wondering why your scores are changing; with CCC you will always know the answers to your questions.

O 6 Month Minimum Program – $120.00 Flat Rate                     

O 12 Month Program – $200.00 Flat Rate


Chaffin Credit Consulting will provide you with updated copies of the consumer’s credit report(s), an analysis of all reporting activity as well as an evaluation of methods that can be taken to improve FICO scores. Detailed instructions will be given for all trade lines that may result in FICO score improvements as well as estimated time lines for the changes to reflect with the credit bureaus.


$40.00 Flat Rate

Contact Us

We guarantee a response within two business days. Consultations rates: $40.00 for a one hour time period. Payments are due after all questions and concerns are addressed and can be […]

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Financial Advisory

With the exception of parents and an economics course or two there is very little education out there to help you understand how to manage “your” money. Each individual is […]

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Chaffin Financial is focused on offering financial management for anyone in need no matter your situation or income level. We are here to listen and help guide you through any […]

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INDIVIDUAL/JOINT Like most individuals you’ve likely filed your own taxes or gone to one of the larger companies who set up shop down the street for a few months each […]

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